Caroline Swain – The One Stop Problem Shop

Digital Certificates – What are the benefits?

What is a digital certificate? A digital certificate is an electronic means of identifying yourself online, basically your online TIE, Green Residencia or DNI. With this digital document you are able to carry out many transactions that would normally require a physical visit to places of authority, much quicker and without the need to leave your home. How do I obtain one? To obtain a digital certificate a code has to be generated from the FNMT web site. Once this is received you have to visit either a Town Hall, Hacienda or Cabildo office to identify yourself with your original …

Cars on finance

If you have purchased a new or second hand car here in Spain on finance, then the car registration will have placed a block against it called a “reserva de domino“. This is to safeguard the finance company or the bank against the car being sold whilst the finance is unpaid. Upon finalising the finance the register has to be cleared. Some finance houses and banks do this process automatically however the vast majority leave it up to the purchaser to clear the block. This reserva de domino is registered in the “Registro de Bienes Muebles (register for movable goods)” …

A great many British ” Swallows” – extended stay visitors to Spain – are seeking ways to stay longer than the allotted 90 day visit allowed by the Schengen rules which will be in effect from January 2021 once the Brexit transition period has ended, and much is being made of the so called “Golden Visa” or more correctly Residence Visa (Non-Lucrative) For non-working individuals (with a reliable, ongoing source of income and substantial savings) who wish to reside in Spain for more than 3 months. HOWEVER this is an application for SETTLED residence status. Regrettably no provision has been made during the Brexit negotiations for those who want to extend their holiday but remain in Spain under the 183 days which would make them tax resident.