I HAVE HEALTH CARE ENTITLEMENT – BUT I DON’T SPEAK SPANISH – WILL I COPE?

There are notices in all Canarian Health Service establishments (in English, German, French, Arabic and Chinese and Spanish ironically, saying if you do not speak Spanish you must bring a translator with you. However in reality many GPs and specialists will be able to speak English and some particularly at Candelaria hospital are keen to practice English. HOWEVER they are not obliged to do so and whether you get an English speaker is the luck …

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Spanish Will

If you own a house in another country, you are most strongly advised to write a Will in that country to cover the property there – In Spain this means visiting notary and having the document drawn up in Spanish. Trying to administer an estate in Spain without the correct Will is like trying to walk in treacle! Remember When thinking about who should receive your assets, it is important that you consider all your possessions, …

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British Consulate and Renewing your British Passport

If you’re in Tenerife, La Palma, La Gomera or El Hierro and you need urgent help (for example, you’ve been attacked, arrested or someone has died), call +34 928 26 25 08. If you’re in the UK and worried about a British national in Spain, call 020 7008 1500. General enquiries Consulates deal with a large number of urgent cases each year. Before contacting a Consulate with non-urgent enquiries, please read our detailed guide for …

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What happens if my car documents are lost or stolen?

Firstly report the loss or theft by denuncia (formal statement) to your local Police or Guardia if easier. Then obtain a certificado de antecedentes from Trafico (this shows the history of ownership of the vehicle etc), take that with the vehicle to your nearest ITV testing station and request a duplicado de la ficha tecnica (log book) (also have the vehicle ITV’d if it is not already done or is about to run out) be warned the new ficha …

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Embargos

Contrary to popular opinion a vehicle CAN be transferred to a new owner with an lien (embargo) against it, this depends on the type of debt and also the stage proceedings to recoup the debt have reached. This can cause problems for the new owner so it is essential to obtain a report (Informe de vehiculo) before handing over any money. If you have already purchased or the debt is your own, what can you …

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Dealing with your local town hall

You will almost certainly have to deal with the local town hall at some point. They vary slightly in the way they do things from place to place, but the underlying procedures are the same. You may go to the town hall itself or you can often transact business at sub offices nearer to where you live, particularly for the costal regions. They will deal with the census (padron) information, and will issue Certificados de …

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Residents discounts

From the 1 Sep 2012 In order to obtain Canary Islands residents’ travel discount on airplanes or ferries (in Spanish territories) you will be required to produce a certificate of entitlement to discount (Bonificaciones or Viaje) available from your local Town Hall at the point of picking up your boarding pass. (unless you have already been cleared by the automated entitlement checking system at the time of booking) The Certificate must be within date and show your …

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Consumer complaints – what to do if it all turns sour!

Whilst there are a great many honest and reliable businesses providing quality merchandise and services in Tenerife, we have all heard tales of woe regarding purchases of cameras, electrical goods, bad service etc. Common sense tells us if it sounds too good to be true it probably is! However the following rights apply everywhere in the EU including Tenerife: • If the item you bought does not look or function as it was advertised, or …

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Spanish Tax Allowances 2018

Personal allowance Under 65 years old 5,550 Euros 65+ 6,700 Euros 75+ 8,100 Euros Child allowance First child 2,400 Euros Second child 2,700 Euros Third child 4,000 Euros Each further child 4,500 Euros Elderly relative living with family whose income is less than 8,000 Euros pa: 65+ 1,150 Euros 75+ 2,550 Euros Maternity allowance 2,800 Euros per annum per child under three years old. Earnings related Personal Allowance (for employees) For taxpayers with salaries of …

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Tax Rates for 2018

Income Tax From (Euros) To (Euros) State tax % Regional tax % Total tax % 0 12,450 9.50 9.50 19.00 12,450 20,200 12.00 12.00 24.00 20,200 35.200 15.00 15.00 30.00 35,200 60,000 18.50 18.50 37.00 60,000 + – 22.50 22.50 45.00 Capital Gains Tax Rates Residents First 6,000 Euros: 19% 6,000 – 50,000 Euros: 21% 50,000 + Euros: 23% Non-residents 19% Allowable Depreciation Straight line method can be used for any depreciable asset. Reducing balance method …

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Buying a Business in Tenerife

If you are NOT thinking of buying a freehold business property, then in general what you are “buying” is what is called here a “Traspaso”. This is a private transfer type of arrangement and what you are paying for is goodwill, stock, fixtures and fittings in the premises (if they are not the property of the premises owner) and also getting the existing business holder to give up the right to what ever is left …

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Reclaiming 3% Retention Held back from Property Sale

If you are a fiscal resident in Spain and can produce a certificate of fiscal residence from the Spanish tax authorities the gain you make on the sale of a property will be taxed and included as part of your anual declaración de la renta. However if you are a NON fiscal resident in Spain an amount of 3% of the sale price of your Spanish property will be witheld and paid to the Spanish …

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Inheritance Tax: IMPUESTO SOBRE SUCESIONES Y DONACIONES

INHERITANCE MATTERS AND DEATH DUTIES FOR BRITISH PASSPORT HOLDERS LEAVING PROPERTY IN SPANISH TERRITORY   This is a complicated process and you may well decide to appoint a solictor rather than try and deal with the matter your self. The main difference between British and Spanish rules is that spain does not accept the concept of the “estate” of the deceased being taxed, in Spain the BENEFICIARIES of the deceased are individually taxed and importantly …

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S1 (Formerly E121)

If you are living permanently in Spain and you receive an exportable UK pension, contribution-based Employment Support Allowance or another exportable benefit, you may be entitled to state healthcare in Spain paid for by the UK. You will need to apply for a certificate of entitlement known as an S1 form. If so, you may also get healthcare cover from the UK not only for yourself but also for any members of your family who depend …

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What To Do In The Event Of a Death

If the death is suspicious or accidental the police would become involved and then there may have to be an autopsy and an enquiry in which case the relatives would be advised of what steps to take. If the deceased died in hospital then you should advise your local funeral director or Funeral Plan holder who will take care of arrangements. If the deceased; Died of natural causes at home Was registered with the Canarian Health service …

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Registering your child for a state school in Tenerife

If your child is staring school for the first time you need to sign them up in March/April for the following September. If they are transferring from a UK school you can apply at any time (obviously not school holidays) but may have to wait for the next term to start. You must visit the school administrator of the appropriate school in your cachement area, where you will be given a list of all that …

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